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Term Life 

Capex Life Assurance Investment Multiplier Policy is a special product meant for those policy holders who cannot continue to pay their obligatory premiums to maturity date. Capex invest the proceeds of policy surrender value in safe money market instruments to provide the much needed preservation and growth of your of your policy surrender value. Capex Investment Multiplier Policy will invest the discounted amount to maturity date. This way the Capex life assurance is able to build your investment at the time when you are not able to continue paying premiums as agreed with your insurer.

Features
  • Easy to get started.
  • Plan comes with a flexible monthly premium option at the rate of your policy modal premium or any other amounts that may be agreed with you in writing at the time of discounting and a no further premium option as we hold your benefits to maturity.
  • Flexible payment of maturity benefits: Lump sum, annuity or a combination of lump sum and annuity.
  • Annual Statement of accounts will be issued to policyholders.
Benefits
  • Minimum guaranteed interest of 6%. Per annum.
  • Bonus interest of 60% of the surplus subject to a maximum of 5% per annum if declared.
  • Tax exemption on investment and maturity benefits
  • Where the benefit discounting is done with full premium payment, the following benefits may also reinstated:

– Natural Death benefit of 50% of the original policy benefits value.

– Accidental Permanent total disability benefit of 50% of the original policy rider benefits value.

  • Superior rate of return above market average.
  • Inflation resistance.
  • Subject to a personal declaration of good health or a medical report as may be required, Capex will provide addition natural death benefit ranging from 10% of the capital sum in the first year up to a maximum of 50% of the capital sum in the fifth year payable in addition to the investment account balance.
  • Flexible maturity payment options. Our table of projected maturity benefits is attached for your perusal.
  • Premium option as we hold your benefits to maturity.
  • Flexible payment of maturity benefits: Lump sum, annuity or a combination of lump sum and annuity.
  • Annual Statement of accounts will be issued to policyholders.
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