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Masomo Product

The Capex Life Assurance Masomo Plan guarantees your child’s education whether you are there or not. Education is the most important legacy you can leave for your children. With the current education system you only need to balance between your future school fee requirements and your ability to save.


  • Minimum savings period is five years and a maximum period of 20 years.
  • Guaranteed minimum interest of 6% per annum on the allocated amount.
  • Has a 1 year waiting period for death due to natural illness and no waiting period for accidental death.
  • The sum assured is the annual premium multiplied by the term where the term is less than 10 years but for term greater than 10 years the sum assured is limited to 10 times annual premium.
  • In the event of death of parent/guardian, future premium is waived, the agreed sum assured becomes payable at maturity.
  • Death benefit ceases with termination of premium payment. However accumulation of investment in allocation account remains payable if the premium have been paid consecutively for more than 36 months.
  • Sum assured above 1 million will be subjected to medical examination.
  • The benefit payable on death is greater of the value of allocated premium grown with interest and the sum assured.


  • Guaranteed child’s education
  • In the event of death of parent/guardian Capex pays agreed sum assured or allocated amount at the agreed date.
  • Convenient means of premium payment: check off, direct debit, cash(cheque), mpesa, standing order.
  • Premiums depend on the anticipated fee requirements of the child and can be as low as Kshs. 1500.00 per month with no upper limit.
  • At death of named child, another child can be substituted or policy referred back to policy holder.
  • Education loan of 50% of allocation amount is available on request after 36months premium payment.
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